MLRO / Head of Financial Crime Compliance (FCC) Role Overview Ant Bank Hong Kong is seeking a seasoned and regulator-facing Money Laundering Reporting Officer (MLRO) / Head of FCC to lead and oversee the Bank’s financial crime compliance framework. This is a statutory MLRO role registered with the HKMA, responsible for regulatory engagement, AML/CFT governance, and leading digital compliance transformation within one of Hong Kong’s largest digital banking ecosystems. The role may expand to include oversight of the AlipayHK wallet business. This position offers the opportunity to drive compliance strategy within a high-growth digital bank and participate in the broader regional fintech and payments ecosystem. Key Responsibilities 1. Statutory MLRO Responsibilities - Act as the HKMA-registered MLRO for Ant Bank Hong Kong. - Serve as the primary point of contact with the HKMA and other regulators on AML/CFT matters. - Oversee suspicious transaction reporting (STR) governance and regulatory submissions. - Ensure full compliance with AMLO, HKMA guidelines, and applicable regulatory requirements. - Maintain effective regulatory engagement and manage onsite inspections, reviews, and remediation programs. 2. Financial Crime Compliance Leadership - Lead and manage the Bank’s AML/CFT framework, including: - Customer due diligence (CDD/KYC) - Transaction monitoring and sanctions screening - Financial crime risk assessments - Policy and control framework development - Oversee system governance, ensuring effective AML controls in digital banking environments. - Drive continuous enhancement of financial crime controls aligned with regulatory expectations and fintech innovation. 3. Strategic & Ecosystem Expansion - Support cross-border payments, global fund transfers, and emerging fintech initiatives from an FCC perspective. - Contribute to compliance strategy within a broader regional payment ecosystem. - Potentially assume oversight of AlipayHK wallet AML governance (subject to organizational structure). 4. Team Leadership & Governance - Lead a team of approximately 15 FCC professionals. - Provide strong governance, performance management, and talent development. - Promote a culture of accountability, agility, and regulatory excellence. - Coordinate cross-functionally with Risk, Legal, Technology, and Business teams.