Wallet Business Risk Expert – A+ Business Risk Management (Ant International) Job Description 1. Closely follow and understand the business logic and local market characteristics of e-wallets in emerging markets worldwide (e.g., Southeast Asia, Latin America, Middle East), keeping pace with business developments. Conduct forward-looking risk assessments of payment products, marketing campaigns, and the full account lifecycle; accurately identify potential fraud risks and implement end-to-end closed-loop controls. 2. Continuously iterate the internal risk management framework, policies, and operating procedures to build an agile and efficient defense system. Produce high-quality, multi-dimensional risk analysis reports, report to management, and provide data-driven decision-making support. 3. Support team building and day-to-day management. Through knowledge accumulation and training mechanisms, continuously enhance the team's professional capabilities and organization-wide risk awareness. 4. Develop a comprehensive understanding of all risk types in the e-wallet domain (including fake/bulk account registration, account/card takeover, identity fraud, Deepfake-based spoofing, transaction fraud, and marketing abuse). Lead in-depth investigations of major suspicious cases, reconstruct attack chains and methods used by fraud gangs, and accordingly optimize internal investigation mechanisms, evidence-collection standards, and handling procedures. 5. Quickly learn and adapt Ant's advanced risk control solutions, tailoring them with local innovation based on market-specific risk sensitivity. 6. Deeply collaborate with algorithms, product, technology, and operations teams to build and refine e-wallet risk control solutions tailored to local market conditions, and develop replicable security capabilities.